Your homeowner's policy does not cover floods
Homeowner's insurance does not cover floods.  Flood insurance Western MassachusettsCUSTOMER ALERT

Homeowners and renters can assure coverage for flood damage by purchasing flood insurance underwritten by the National Flood Insurance Program (NFIP), a federal program. The lower the flood risk in the area where you live, the lower the cost. IMPORTANT: Flood Insurance requires a 30-Day waiting period to take effect.  If you are interested, please contact us immediately for more information.

Real floods stories and more information at NFIP site www.floodsmart.gov.