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Short Takes Fall 2009
  • Clean air filters save gas. Replacing a clogged air filter can improve your gas mileage by as much as 10%!  Visit www.fueleconomy.gov for more ideas.
  • Recession-buster idea:  It is best to raise your home and auto deductibles and take on a little more risk (self insurance) than to drop or lower limits for critical coverages.
  • Auto accident at-fault appeals.  The state board that allows drivers to appeal auto insurance surcharges was retained by the insurance commissioner in a reversal of a previous decision.  It costs $50 to apply for a hearing and takes about six months for a case to be heard.
  • Auto repair ‘environmental’ charge. Most auto service shops now charge a fee to offset the costs of properly disposing  of wastes  such as motor oil, transmission fluid, coolant, oil filters, tires, brake linings, rotors, drums, drive belts, etc.  Next time your car is in the shop, ask how much the “environmental fees” will be to avoid surprises.
 

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It is understood that the publisher is not engaged in rendering legal, accounting or other professional service.  If legal or other expert advice is required, the services of a professional should be sought. Insurance information is general in nature; for specific coverage provisions, review contractual policy provisions.